When Is the Right Time to Start Investing in Real Estate? Let’s Break It Down.

If you’ve ever wondered whether you’re too early—or too late—to jump into real estate investing, you’re not alone. Maybe you’re fresh out of school, staring down student loans and thinking, “How could I possibly afford a rental property?” Or maybe you’re later in your career, thinking, “Did I miss the boat?”

This week’s episode of the BiggerPockets Real Estate Podcast tackles this exact dilemma. Host Dave Meyer, a seasoned investor with 15+ years of experience, teams up with other expert investors to unpack one of the most common questions in real estate: When should I start?

Here’s what stood out from the conversation—and what it means for anyone thinking about building wealth through real estate.

There's No Perfect Age - But There Is a Time For You

One of the most valuable takeaways from the episode is that there’s no universal “perfect age” to start investing. Whether you’re 22 or 62, the key is understanding your financial position, time horizon, and goals.

Starting young gives you more time to learn, grow your portfolio, and benefit from compounding returns. But later-in-life investors often have more financial stability and life experience to bring to the table.

In short: it’s less about age and more about alignment—between your goals, your finances, and your lifestyle.

How Much Money Do You Need

Many would-be investors assume they need hundreds of thousands of dollars saved to get started. Not so.

The episode highlights the importance of being financially prepared—yes—but also realistic. You don’t need to have every dollar in place before you take your first step. Today’s investors use creative strategies: partnerships, house hacking, and low-down-payment financing options.

The point? Being resourceful matters just as much as being “ready.”

Life Stages Matter - But They Shouldn't Paralyze You

Your lifestyle—family obligations, job stability, even where you live—can all influence how and when you invest. The podcast encourages listeners to assess their life capacity, not just financial capacity. If you’re about to have a baby, start a new job, or relocate, it might not be the best moment to buy a fourplex in another state.

But even then, you don’t need to sit on the sidelines. Use transitional times to learn, network, and plan. Investment success isn’t just about action—it’s about preparation too.

Market Timing Is Overrated - Smart Strategy Isn't

One of the biggest myths in real estate? That the best deals are gone, and the “perfect market” is behind us.

Dave and his guests bust this idea wide open. Instead of trying to time the market (which is nearly impossible), focus on understanding your local market, running the numbers, and looking for value. There’s always an opportunity if you know how to find it—and if you’re willing to play the long game.

So, When Is The Right Time?

Here’s the bottom line: the right time to invest isn’t a date on the calendar—it’s when you’ve taken the time to understand your finances, your lifestyle, your goals, and your risk tolerance.

The episode wraps with a message that’s both grounding and empowering: Real estate investing isn’t about hitting some magic window. It’s about getting clear on your why, learning the ropes, and taking steps—big or small—that move you forward.

Thinking of getting started?

Ask yourself:

• Do I have a clear financial picture?

• Am I willing to invest the time to learn?

• Does this align with my current lifestyle and goals?

You're closer than you think if you can say yes to even a couple of those.

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🎧 Want to dive deeper? Listen to the full episode: When’s the Right Time to Start Investing?

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